National Bank of Canada Economics and Strategy

National Bank Housing Affordability — highest MPPI (Q1 2026)

Ranked by National Bank composite Mortgage Payment as a Percentage of Income (MPPI) for Q1 2026.

Coverage: 10 · Original study / source

RankPlaceProvinceScore
1VancouverBritish Columbia81.9
2VictoriaBritish Columbia74.5
3TorontoOntario70.9
4HamiltonOntario59
5MontrealQuebec44.7
6Ottawa/GatineauOntario43.3
7CalgaryAlberta39.3
8QuebecQuebec37.2
9EdmontonAlberta33.3
10WinnipegManitoba32.7

All National Bank Housing Affordability — Highest Mortgage Stress editions · Cities